Interest Rates on Fixed Deposit / Recurring Deposit Schemes
As per letter dated 16372-16597 dated 24-09-2026 , Interest rate revised w.e.f. 11-10-2026 as under
| Deposit Period | General Public | Senior Citizen |
|---|---|---|
| 7 Days to 14 Days | 3.50% | 3.50% |
| 15 Days to 45 Days | 3.50% | 3.50% |
| 46 Days to 90 Days | 4.50% | 4.50% |
| 91 Days to 180 Days | 4.50% | 4.50% |
| 181 Days to 270 Days | 5.50% | 5.50% |
| 271 Days to Less than 1 Year | 5.70% | 5.70% |
| 1 Year | 6.50% | 7.00% |
| Above 1 Year to Less Than 2 Years | 6.50% | 7.00% |
| 444 Days | 6.90% | 7.40% |
| Above 2 Years to Less Than 3 Years | 6.50% | 7.00% |
| 3 Years to Less Than 5 Years | 6.70% | 7.20% |
| 5 Years to 10 Years | 6.70% | 7.20% |
| Monthly Income Scheme (3 Years lock In Period) | 7.50% | 8.00% |
| Monthly Income Scheme (5 Years lock In Period) | 7.65% | 8.15% |
Important Information
- Interest rates are subject to change from time to time as per Bank policy.
- TDS shall be deducted as per Income Tax Rules wherever applicable.
- Premature withdrawal of deposits may attract penalty as per Bank guidelines.
- In case of Senior Citizen i.e. Person of 60 years and above for minimum Amount Of Rs. 10,000/- and period 1 year and above.
- 0.25% extra interest will be given to mini bank's TRD/URP as per HO Letter No. 8681-8716 Dated 29-10-2007
- Please contact your nearest branch for the latest interest rates and detailed Terms & Conditions.